Motorcycle Insurance
Coverage built for Texas riders
Your auto policy doesn't cover your bike
A motorcycle isn't automatically covered by your personal auto policy — it needs its own. Whether you commute every day or save the bike for weekend rides through the Hill Country, a dedicated motorcycle policy protects you, your bike, and your gear.
Our team of licensed agents will build coverage around how you actually ride, so you're protected.
Protection for you, your bike, and your gear
Texas requires motorcycles to carry the same minimum liability coverage as cars. We'll make sure you meet the law — and help you decide where added protection makes sense.
- Liability Coverage
- Collision
- Comprehensive
- Uninsured Motorist
- Custom Parts & Gear
FAQ
Frequently Asked Questions
Is motorcycle insurance required in Texas?
Yes. Texas requires motorcycles to carry the same minimum liability limits as cars — 30/60/25. That's the legal floor, not what most riders actually need; our team will help you decide where higher limits make sense.
Does my auto insurance cover my motorcycle?
No. Motorcycles need their own policy. The good news: insuring your bike alongside your auto and home policies with one local team keeps everything coordinated and often unlocks multi-policy discounts.
Are my helmet, gear, and custom parts covered?
Standard policies include a limited amount of coverage for custom parts and equipment, and more can be added. If you've invested in exhaust, bags, chrome, or riding gear, tell our team so we can set the limit to match.
Do I need coverage in the months I'm not riding?
Dropping coverage entirely leaves your bike unprotected against theft, fire, and storm damage while it's parked — and creates a coverage gap carriers notice. Talk to our team before making changes; there are usually better options than canceling.
Get a Free Quote
Tell us about you — we'll take it from there.
Keeping Texas riders protected on every road