Home Insurance
Protect the Texas home you've worked for
Home coverage that stands up to Texas weather
From spring hailstorms to summer wind, Central Texas weather can be hard on a home. If a storm damages your roof, siding, or belongings, the right homeowners policy means you can repair and rebuild without draining your savings.
Our team builds homeowners coverage around your property and your budget.
Make sure you're covered for every emergency
When the unexpected happens, you'll be prepared to deal with it. A home insurance plan from our team keeps you from losing everything when disaster strikes.
- Fire & Smoke Damage
- Wind & Storm
- Theft & Vandalism
- Hail Storms
- Liability Protection
FAQ
Frequently Asked Questions
Does homeowners insurance cover flood damage?
No. Flood is specifically excluded from every standard homeowners policy. To be covered for flooding you need a separate flood policy, either through the National Flood Insurance Program (NFIP) or a private flood carrier.
How much home insurance do I need?
Enough to fully rebuild your home at current construction costs — not what you paid for it or what it's worth on the market. Building costs across Texas have climbed sharply in recent years, and underinsured homes are one of the most common surprises after a loss. Our team reviews replacement cost annually to keep your coverage in step.
What's NOT covered by a standard home policy?
Flood, routine wear and tear, pest damage, mold from long-term leaks, and business activity run out of the home are the most common exclusions. Some of these can be added with an endorsement or a separate policy — ask us what applies to you.
How does the claims process work?
Call us first, before you call the carrier. Our team helps document the damage, file the claim, and advocate for you if the carrier's initial offer doesn't match what you're owed. For most clients, having a local agent in the loop means faster, cleaner claims.
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Tell us about you — we'll take it from there.
Trusted by thousands of Texas homeowners